Select The Online Account You Want To Open
How can I open savings accounts online? Univest allows you to apply to open savings accounts and checking accounts online through UnivestDirect. All Univest online checking and online savings accounts are opened by first completing the online account application. To open a savings or checking account online, the first step in the application is to select the online checking and online savings accounts you want to open. You will be able to review the account disclosures, contract, and other important information about Univest's online bank accounts by clicking on the account links.
Personal Accounts - Savings / Checking / CDs
Business / Non-Profit Accounts - Savings & Checking
Submit Your Personal Information
Next, you will need to submit your personal information. Personal information includes your name, date of birth, Social Security Number, home address, phone number(s), e-mail address, and identification information such as your driver's license information. We will use this information to not only establish your Univest online checking or online savings account but also to verify your identity in accordance with the USA PATRIOT Act. For information on how we protect your information and protect you while you're using our online services, please review the Univest Privacy Policy.
Review Your Information and Agree To Terms
You will be asked to review you product selection and your personal information. You will also be asked to read and agree to the terms and conditions of the online application. Upon agreeing to the terms and conditions, Univest will do a "soft" credit file inquiry so that we can identify you online. A "soft" credit file inquiry means that Univest's inquiry will not be taken into account when your credit score is calculated. Univest simply gathers information from your credit file that only you would know so that we can ask you questions only you should be able to answer.
Help Us Identify You Online
We will identify you online by asking you questions based on the data we retrieved from your credit file. If you answer the questions to Univest's satisfaction, you will proceed to the funding step. If you do not answer the questions to Univest's satisfaction, you will be instructed to follow-up with Univest. For example, you may be asked to tell us the required amount of your monthly mortgage payment (information only you would know).
Fund Your New Account
The last step in the application process if for you to tell us how you would like to fund your new checking or savings account online. You may choose from the following funding methods.
- Mail a check
- Debit an existing Univest bank account
- Debit a bank account with another financial institution. You will need the account number and the bank's routing number.
Your New Account
Once your application has been processed, you will hear from Univest by e-mail. You will hear from Univest by e-mail no later than the close of the next business day. If your application has been approved, you will then be able to retrieve your account number, online banking ID's, and other information 100% online. You will also be required to print off and send back your signed signature card to Univest for each new account.
Ready To Open Your Account?
You may begin applying to open your savings and checking accounts by clicking on the Apply Now button below. Thank you for your interest in opening an online savings account or online checking account with Univest!
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