Who Is Univest National Bank and Trust Co.?
Univest Corporation of PA and its subsidiary, Univest National Bank and Trust Co. (FDIC Certificate 7759), have served individuals, businesses, and nonprofit organizations with financial services and leadership for over 130 years. Univest is a successful bank headquartered in southeastern Pennsylvania (approximately 25 miles north of Philadelphia) and continues to expand a network of 32 Financial Service Centers. Univest built a reputation for being a bank you can trust in good times or difficult times. Univest believes that innovation and consistent performance build successful banks and makes customers successful, as well. Using technology to improve the products we offer, we never forget the warm, personal service that is so important to our customers.
Personal Banking Accounts Online
Univest is unique in the online banking arena. Univest offers a comprehensive suite of products and services for personal bank accounts online. Univest offers both the Anytime Online Savings account and the Anytime Online Checking account. Both online bank accounts offer high-yield, no-fee personal bank accounts that you can open together or separately. We do not require you to have one account to open the other. Univest also offers a 1-Year High-Yield Online CD and the unique 3D-CD so that you can maximize your savings dollars.
Online Business Checking Accounts and Business Savings Accounts
Univest is also different in the online banking arena because Univest offers two online business banking products. These deposit accounts are perfect for small business and non-profit organizations. Univest proudly offers the Primary Online Business Savings account which allows you to earn a high interest rate on your business deposits without being a large organization. Univest's Primary Business Checking account gives you a flexible and low-cost way to manage your payments and funds. Univest also offers online cash management services.
Online Banking Services and Convenience Tools
Univest's online bank accounts offer FREE online banking with NetTeller, FREE online bill payment with NetTeller, and FREE interbank funds transfers via Univest's Anytime Online Funds Transfer service so that you can manage all of your money with high convenience and no cost. Univest also allows you to access cash surcharge-free via the  ATM network and make point-of-sale purchases free of charge with the Univest MasterMoney® Debit card. All of your monthly statements will be delivered in a strictly electronic fashion which is both secure and environmentally-friendly since it reduces reliance on paper and postal mail. Learn More...
How To Open Bank A Bank Account Online With UnivestDirect
Opening a bank account with UnivestDirect is easy, safe, and convenient. The application will only take you about 10 minutes or less to complete. The following steps outline the process of how consumers, businesses, and non-profit organizations in the U.S.A. can apply for a new bank account online with UnivestDirect.
- Select the type of bank account that you desire to open online.
- Submit your personal information (required for identification purposes per the USA PATRIOT Act).
- Answer the identity verification questions. You must be identified online even for business accounts.
- Specify your online banking ID and online banking service items. You will also provide Univest with your business or organization's information at this time.
- Tell us how you want to fund your new online bank account if you are approved.
- Agree to the terms and conditions of the online bank account.
Univest will process your application and will send you an e-mail by the close of the next business day that will tell you the status of your application. That's all there is to applying for a new online bank account on UnivestDirect.
Univest's Recommended Online Banking Strategy
When setup properly by a bank, online banking is easy, and online banking is safe . How you bank online with Univest is completely flexible and in your control, but in order to help you think it all through, here is how Univest recommends that you bank with us.
Open Checking Accounts Online - Open an online checking account, and pay a bill or two online via the NetTeller online banking tool. If you need checks, order paper checks for your Univest online account (yes, we do allow paper checks to be used with our online checking accounts). Order a MasterMoney® Debit card for surcharge-free cash access at ATM's and point-of-sale purchases.
Open Savings Accounts Online - Open an online savings account, keep more of your excess money in the savings account in order to maximize your interest, transfer money easily and without delays between your online checking and savings account via the NetTeller online banking tool. Once you are comfortable, use the Anytime Online Funds Transfer tool to bring money into your Univest accounts from other accounts you may have. If you are ready, you can open the savings account at the same time as the checking account.
Set Up Recurring Savings, Deposits, and Bill Payments - Once you are convinced that Univest online banking is for you, set up recurring savings transfer from other accounts you may still have and change automatic deposits such as your employer's direct deposit to go directly into your Univest accounts. Add your remaining bill payments to the online bill pay system in NetTeller.
If you have further questions, please be sure to Contact Us or visit our Frequently Asked Questions (FAQ's) page.
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