Accounts	APY * / APR **	Interest Rate	Minimum to Open
Anytime Online Savings Account	0.15% *	0.15%	$1.00
Anytime Online Checking Account	0.05% *	0.05%	$100.00
Primary Online Business Savings	0.20% *	0.20%	$1.00
Primary Business Checking	NA	NA	$1.00
30 Year Fixed Rate Mortgage	3.83% **	3.75%	N/A

Online Business Savings

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Account Summary

Want to earn real interest on your business deposits? Online Business Savings accounts are perfect for small businesses and non-profits. When you open a business savings account online, your business will earn a great rate on its business funds. Univest also recommends opening a Univest Primary Business Checking account so that your funds can be easily and quickly moved between your business savings and checking accounts.

Interest on your Internet Business Savings Account

0.20% APY* effective April 02, 2012
0.20% interest rate effective April 02, 2012
Interest is compounded daily and credited monthly to your business savings account online

Fees & Balance Requirements

$2,000.00 is required to earn the 0.20% APY on Univest business savings accounts. If balance drops below the $2,000.00 threshold, no fees will be incurred, but the account will earn 0.10% APY and 0.10% interest.
$1.00 is the minimum balance required to earn interest.
There are no monthly fees associated with this account.
There are no fees related to a minimum balance requirement.
This account allows for 200 free items per month. See full disclosure for this product regarding fees over 200 items per month.

Online Business Savings Account Features

Online Banking and Anytime Online Funds Transfers to other banks are FREE for your business, saving you online charges and fees
Statements are delivered via e-mail as e-Statements. No paper statements are available with this account.
Free Univest ATM card is available for ATM withdrawals. Univest does not charge for ATM withdrawals, and all ATM withdrawals are surcharge-free through the ATM network.
Be sure to read this product's full disclosure for complete information.
This account is FDIC insured.
New to online banking? Learn more about opening accounts online with Univest.
Looking for an online personal savings or online personal checking account?
Visit our Frequently Asked Questions page for more information on banking with Univest.

Copyright 2012 - All rights reserved. Univest Bank and Trust Co.^SM is Member FDIC | Equal Housing and Opportunity Lender

* Annual Percentage Yield - Checking and savings products are variable rate accounts, which means that the interest rate and APY may change at any time after the account is opened. Fees could reduce the earnings on these accounts. Rates are accurate as of May 17, 2012 and are subject to change at any time. The rates listed are for new accounts and can be opened online or at any of our convenient locations.

** Annual Percentage Rate