STAR ATM Locator

Deposit Accounts	APY * / APR **	Rate	Minimum to Open
Anytime Online Savings Account	0.60% *	0.60%	$1.00
Anytime Online Checking Account	0.25% *	0.25%	$100.00
Primary Online Business Savings	0.60% *	0.60%	$1.00
Primary Business Checking	NA	NA	$1.00
30 Year Fixed Rate Mortgage	4.46% **	4.38%	N/A

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STAR ATM Locator

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* Annual Percentage Yield - Checking and savings products are variable rate accounts, which means that the interest rate and APY may change at any time after the account is opened. Fees could reduce the earnings on these accounts. Rates are accurate as of September 07, 2010 and are subject to change at any time. The rates listed are for new accounts and can be opened online or at any of our convenient locations.

** Annual Percentage Rate